AI Credit Models
Building, validating, and monitoring machine learning models that assess borrower creditworthiness and predict default risk.
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Why It Matters
AI credit models increasingly determine lending decisions; professionals who can build explainable models, detect bias, and satisfy regulatory requirements are critical to fair and compliant lending.
How to Get Started
Take the Coursera/IBM AI for Financial Services specialization, learn model explainability tools like SHAP and LIME, and study OCC and CFPB guidance on AI in lending.
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