Commercial Lending
Evaluating business creditworthiness, structuring loan terms, and managing commercial loan portfolios.
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Current Skill
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Why It Matters
AI credit scoring speeds initial assessment, but complex commercial deals involving multiple collateral types, covenants, and relationship dynamics still require experienced human judgment.
How to Get Started
Pursue the Risk Management Association's (RMA) Commercial Lending Certificate and study financial statement analysis using real SEC filings.
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